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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,345 | $157,829-8.5% | $136,867+5.5% | $198,609-27.3% |
| Participation rate | 55.6% | 77.2%-21.6pp | 74.5%-19.0pp | 82.4%-26.8pp |
| Annual return | 10.68% | 51.25%-40.6pp | 42.97%-32.3pp | 202.70%-192.0pp |
| Employer contribution / active EE | $1,736 | $3,923-55.8% | $3,547-51.1% | $5,055-65.7% |
| Participant deferral / active EE | $2,669 | $5,463-51.1% | $4,924-45.8% | $6,977-61.7% |
| Admin fee / account holder | $171,481 | $11,107+1443.9% | $10,340+1558.4% | $19,030+801.1% |