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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,306 | $90,397-31.1% | $76,002-18.0% | $145,959-57.3% |
| Participation rate | 52.9% | 74.5%-21.6pp | 69.1%-16.1pp | 80.3%-27.3pp |
| Annual return | 10.26% | 621.97%-611.7pp | 360.07%-349.8pp | 561.95%-551.7pp |
| Employer contribution / active EE | $1,569 | $3,317-52.7% | $2,688-41.6% | $4,661-66.3% |
| Participant deferral / active EE | $2,345 | $5,163-54.6% | $4,257-44.9% | $6,689-64.9% |
| Admin fee / account holder | $3,683 | $8,369-56.0% | $6,414-42.6% | $13,398-72.5% |