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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,306 | $90,691-31.3% | $76,119-18.1% | $145,884-57.3% |
| Participation rate | 52.9% | 74.5%-21.5pp | 69.1%-16.1pp | 80.3%-27.4pp |
| Annual return | 10.26% | 624.52%-614.3pp | 361.25%-351.0pp | 551.85%-541.6pp |
| Employer contribution / active EE | $1,569 | $3,329-52.9% | $2,693-41.7% | $4,662-66.3% |
| Participant deferral / active EE | $2,345 | $5,167-54.6% | $4,259-44.9% | $6,690-64.9% |
| Admin fee / account holder | $3,683 | $8,383-56.1% | $6,421-42.6% | $13,392-72.5% |