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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,420 | $76,407+305.0% | $150,298+105.9% | $82,448+275.3% |
| Participation rate | 96.0% | 66.4%+29.6pp | 77.8%+18.2pp | 68.1%+27.9pp |
| Annual return | 15.89% | 39.99%-24.1pp | 62.79%-46.9pp | 41.64%-25.8pp |
| Employer contribution / active EE | $10,179 | $2,614+289.4% | $4,154+145.0% | $2,551+299.0% |
| Participant deferral / active EE | $8,390 | $3,214+161.0% | $5,453+53.9% | $4,139+102.7% |
| Admin fee / account holder | $9,025 | $6,352+42.1% | $14,116-36.1% | $7,234+24.8% |