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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,420 | $78,690+293.2% | $161,489+91.6% | $87,485+253.7% |
| Participation rate | 96.0% | 67.5%+28.5pp | 78.7%+17.3pp | 68.9%+27.1pp |
| Annual return | 15.89% | 32.74%-16.9pp | 89.72%-73.8pp | 26.06%-10.2pp |
| Employer contribution / active EE | $10,179 | $2,588+293.3% | $4,268+138.5% | $2,596+292.1% |
| Participant deferral / active EE | $8,390 | $3,311+153.4% | $5,630+49.0% | $4,274+96.3% |
| Admin fee / account holder | $9,025 | $6,724+34.2% | $16,006-43.6% | $7,775+16.1% |