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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,620 | $86,938+30.7% | $102,423+10.9% | $80,925+40.4% |
| Participation rate | 80.6% | 72.4%+8.3pp | 76.5%+4.1pp | 67.7%+13.0pp |
| Annual return | 8.30% | 18.89%-10.6pp | 29.42%-21.1pp | 35.65%-27.3pp |
| Employer contribution / active EE | $1,881 | $2,369-20.6% | $3,023-37.8% | $2,756-31.8% |
| Participant deferral / active EE | $4,754 | $4,120+15.4% | $5,054-5.9% | $4,299+10.6% |
| Admin fee / account holder | $6,753 | $8,053-16.1% | $9,455-28.6% | $6,940-2.7% |