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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,620 | $86,949+30.7% | $102,460+10.9% | $80,959+40.3% |
| Participation rate | 80.6% | 72.4%+8.3pp | 76.5%+4.1pp | 67.7%+13.0pp |
| Annual return | 8.30% | 18.89%-10.6pp | 29.47%-21.2pp | 35.67%-27.4pp |
| Employer contribution / active EE | $1,881 | $2,370-20.6% | $3,025-37.8% | $2,757-31.8% |
| Participant deferral / active EE | $4,754 | $4,121+15.4% | $5,056-6.0% | $4,300+10.5% |
| Admin fee / account holder | $6,753 | $8,048-16.1% | $9,460-28.6% | $6,925-2.5% |