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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,548 | $117,829-13.0% | $102,423+0.1% | $145,877-29.7% |
| Participation rate | 45.5% | 78.6%-33.2pp | 76.5%-31.0pp | 80.3%-34.8pp |
| Annual return | 11.96% | 31.83%-19.9pp | 29.42%-17.5pp | 551.28%-539.3pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,919 | $5,732-66.5% | $5,054-62.0% | $6,691-71.3% |
| Admin fee / account holder | $43,194 | $13,335+223.9% | $9,455+356.9% | $13,402+222.3% |