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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,649 | $125,237+21.9% | $105,608+44.5% | $145,877+4.6% |
| Participation rate | 91.7% | 77.7%+14.0pp | 75.3%+16.4pp | 80.3%+11.4pp |
| Annual return | 5.91% | 225.76%-219.9pp | 116.50%-110.6pp | 551.28%-545.4pp |
| Employer contribution / active EE | $7,370 | $3,720+98.1% | $3,167+132.7% | $4,663+58.1% |
| Participant deferral / active EE | $6,762 | $5,711+18.4% | $5,010+35.0% | $6,691+1.1% |
| Admin fee / account holder | $9,696 | $17,287-43.9% | $11,028-12.1% | $13,402-27.7% |