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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,882 | $112,729-29.1% | $98,716-19.1% | $137,256-41.8% |
| Participation rate | 64.7% | 74.2%-9.5pp | 69.3%-4.6pp | 80.0%-15.3pp |
| Annual return | 10.77% | 38.48%-27.7pp | 31.81%-21.0pp | 220.34%-209.6pp |
| Employer contribution / active EE | $902 | $2,725-66.9% | $2,279-60.4% | $4,156-78.3% |
| Participant deferral / active EE | $2,280 | $4,640-50.9% | $4,048-43.7% | $6,407-64.4% |
| Admin fee / account holder | $5,151 | $10,129-49.1% | $8,703-40.8% | $12,270-58.0% |