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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,882 | $115,225-30.7% | $100,712-20.7% | $138,895-42.5% |
| Participation rate | 64.7% | 74.3%-9.6pp | 69.3%-4.6pp | 79.9%-15.2pp |
| Annual return | 10.77% | 40.35%-29.6pp | 33.27%-22.5pp | 145.39%-134.6pp |
| Employer contribution / active EE | $902 | $2,771-67.5% | $2,313-61.0% | $4,194-78.5% |
| Participant deferral / active EE | $2,280 | $4,699-51.5% | $4,085-44.2% | $6,396-64.3% |
| Admin fee / account holder | $5,151 | $10,844-52.5% | $9,256-44.4% | $12,562-59.0% |