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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,986 | $48,118-46.0% | $136,833-81.0% | $94,015-72.4% |
| Participation rate | 92.9% | 47.4%+45.6pp | 59.0%+33.9pp | 70.8%+22.1pp |
| Annual return | 10.38% | 14.65%-4.3pp | 35.32%-24.9pp | 17.84%-7.5pp |
| Employer contribution / active EE | $1,731 | $821+110.9% | $1,319+31.3% | $2,790-38.0% |
| Participant deferral / active EE | $2,407 | $1,651+45.8% | $2,441-1.4% | $4,249-43.4% |
| Admin fee / account holder | $5,983 | $3,059+95.6% | $4,706+27.1% | $8,951-33.2% |