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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,253 | $129,737+0.4% | $119,126+9.3% | $154,746-15.8% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 6.69% | 379.08%-372.4pp | 282.11%-275.4pp | 172.34%-165.7pp |
| Employer contribution / active EE | $3,219 | $4,375-26.4% | $4,034-20.2% | $4,379-26.5% |
| Participant deferral / active EE | $7,458 | $5,842+27.7% | $5,318+40.3% | $6,730+10.8% |
| Admin fee / account holder | $12,154 | $11,961+1.6% | $10,693+13.7% | $14,365-15.4% |