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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,497 | $126,113-88.5% | $116,096-87.5% | $155,188-90.7% |
| Participation rate | 72.7% | 75.1%-2.4pp | 73.3%-0.6pp | 80.8%-8.1pp |
| Annual return | 19.92% | 391.72%-371.8pp | 326.25%-306.3pp | 148.84%-128.9pp |
| Employer contribution / active EE | $1,150 | $2,672-56.9% | $2,503-54.1% | $4,248-72.9% |
| Participant deferral / active EE | $2,155 | $4,162-48.2% | $3,952-45.5% | $6,531-67.0% |
| Admin fee / account holder | $505 | $8,045-93.7% | $7,704-93.4% | $14,480-96.5% |