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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,497 | $125,778-88.5% | $114,563-87.3% | $154,746-90.6% |
| Participation rate | 72.7% | 75.2%-2.5pp | 72.9%-0.2pp | 80.7%-8.0pp |
| Annual return | 19.92% | 295.14%-275.2pp | 241.09%-221.2pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,150 | $2,806-59.0% | $2,592-55.6% | $4,379-73.7% |
| Participant deferral / active EE | $2,155 | $4,445-51.5% | $4,142-48.0% | $6,730-68.0% |
| Admin fee / account holder | $505 | $8,190-93.8% | $7,623-93.4% | $14,365-96.5% |