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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,061 | $71,208-19.9% | $93,681-39.1% | $80,911-29.5% |
| Participation rate | 95.1% | 60.4%+34.7pp | 68.7%+26.4pp | 67.6%+27.5pp |
| Annual return | 15.17% | 11.27%+3.9pp | 133.47%-118.3pp | 35.63%-20.5pp |
| Employer contribution / active EE | $1,729 | $1,564+10.5% | $2,422-28.6% | $2,756-37.2% |
| Participant deferral / active EE | $2,957 | $4,035-26.7% | $4,415-33.0% | $4,297-31.2% |
| Admin fee / account holder | $1,223 | $6,951-82.4% | $8,290-85.3% | $6,935-82.4% |