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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,061 | $71,215-19.9% | $93,696-39.1% | $80,935-29.5% |
| Participation rate | 95.1% | 60.4%+34.7pp | 68.7%+26.4pp | 67.7%+27.5pp |
| Annual return | 15.17% | 11.27%+3.9pp | 133.74%-118.6pp | 35.66%-20.5pp |
| Employer contribution / active EE | $1,729 | $1,565+10.5% | $2,422-28.6% | $2,757-37.3% |
| Participant deferral / active EE | $2,957 | $4,037-26.8% | $4,417-33.1% | $4,299-31.2% |
| Admin fee / account holder | $1,223 | $6,958-82.4% | $8,287-85.2% | $6,924-82.3% |