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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $648,349 | $101,795+536.9% | $165,100+292.7% | $80,959+700.8% |
| Participation rate | 80.0% | 71.8%+8.2pp | 78.6%+1.4pp | 67.7%+12.3pp |
| Annual return | 16.36% | 16.73%-0.4pp | 70.21%-53.8pp | 35.67%-19.3pp |
| Employer contribution / active EE | $7,345 | $2,954+148.7% | $4,348+68.9% | $2,757+166.4% |
| Participant deferral / active EE | $8,609 | $4,476+92.3% | $6,035+42.6% | $4,300+100.2% |
| Admin fee / account holder | $33,083 | $8,221+302.4% | $12,696+160.6% | $6,925+377.7% |