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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,467 | $157,829-80.1% | $136,867-77.0% | $198,609-84.2% |
| Participation rate | 63.6% | 77.2%-13.5pp | 74.5%-10.9pp | 82.4%-18.7pp |
| Annual return | 8.30% | 51.25%-42.9pp | 42.97%-34.7pp | 202.70%-194.4pp |
| Employer contribution / active EE | $2,046 | $3,923-47.8% | $3,547-42.3% | $5,055-59.5% |
| Participant deferral / active EE | $2,069 | $5,463-62.1% | $4,924-58.0% | $6,977-70.3% |
| Admin fee / account holder | $16,279 | $11,107+46.6% | $10,340+57.4% | $19,030-14.5% |