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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,711 | $72,071+196.5% | $68,368+212.6% | $137,256+55.7% |
| Participation rate | 92.9% | 76.2%+16.6pp | 73.8%+19.1pp | 80.0%+12.9pp |
| Annual return | 13.01% | 353.14%-340.1pp | 292.57%-279.6pp | 220.34%-207.3pp |
| Employer contribution / active EE | $6,600 | $2,788+136.7% | $2,649+149.2% | $4,156+58.8% |
| Participant deferral / active EE | $8,998 | $4,410+104.0% | $4,123+118.3% | $6,407+40.5% |
| Admin fee / account holder | $16,678 | $5,336+212.6% | $5,150+223.9% | $12,270+35.9% |