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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,746 | $123,155-58.0% | $108,753-52.4% | $155,188-66.7% |
| Participation rate | 45.5% | 75.6%-30.2pp | 71.1%-25.6pp | 80.8%-35.3pp |
| Annual return | 9.46% | 44.73%-35.3pp | 37.47%-28.0pp | 148.84%-139.4pp |
| Employer contribution / active EE | $0 | $2,811-100.0% | $2,427-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $1,698 | $4,623-63.3% | $4,115-58.7% | $6,531-74.0% |
| Admin fee / account holder | $2,326 | $12,126-80.8% | $10,320-77.5% | $14,480-83.9% |