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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,696 | $86,922-8.3% | $102,438-22.2% | $80,874-1.5% |
| Participation rate | 75.0% | 72.4%+2.6pp | 76.5%-1.5pp | 67.6%+7.4pp |
| Annual return | 11.95% | 18.90%-6.9pp | 29.37%-17.4pp | 35.62%-23.7pp |
| Employer contribution / active EE | $1,292 | $2,369-45.5% | $3,024-57.3% | $2,756-53.1% |
| Participant deferral / active EE | $4,478 | $4,119+8.7% | $5,054-11.4% | $4,297+4.2% |
| Admin fee / account holder | $3,704 | $8,050-54.0% | $9,448-60.8% | $6,935-46.6% |