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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,817 | $99,053+83.6% | $88,179+106.2% | $138,895+30.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 14.53% | 78.17%-63.6pp | 64.97%-50.4pp | 145.39%-130.9pp |
| Employer contribution / active EE | $20,000 | $2,882+593.9% | $2,549+684.5% | $4,194+376.8% |
| Participant deferral / active EE | $17,175 | $5,225+228.7% | $4,614+272.3% | $6,396+168.5% |
| Admin fee / account holder | $1,485 | $8,748-83.0% | $7,673-80.7% | $12,562-88.2% |