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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,396 | $76,407-90.3% | $150,298-95.1% | $82,448-91.0% |
| Participation rate | 78.6% | 66.4%+12.2pp | 77.8%+0.8pp | 68.1%+10.5pp |
| Annual return | 20.53% | 39.99%-19.5pp | 62.79%-42.3pp | 41.64%-21.1pp |
| Employer contribution / active EE | $844 | $2,614-67.7% | $4,154-79.7% | $2,551-66.9% |
| Participant deferral / active EE | $1,341 | $3,214-58.3% | $5,453-75.4% | $4,139-67.6% |
| Admin fee / account holder | $760 | $6,352-88.0% | $14,116-94.6% | $7,234-89.5% |