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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,592 | $72,071-81.1% | $68,368-80.1% | $137,256-90.1% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 12.24% | 353.14%-340.9pp | 292.57%-280.3pp | 220.34%-208.1pp |
| Employer contribution / active EE | $2,654 | $2,788-4.8% | $2,649+0.2% | $4,156-36.1% |
| Participant deferral / active EE | $3,464 | $4,410-21.5% | $4,123-16.0% | $6,407-45.9% |
| Admin fee / account holder | $6,962 | $5,336+30.5% | $5,150+35.2% | $12,270-43.3% |