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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,429 | $105,284-42.6% | $150,734-59.9% | $94,015-35.7% |
| Participation rate | 48.6% | 71.7%-23.2pp | 78.4%-29.9pp | 70.8%-22.2pp |
| Annual return | 13.58% | 15.67%-2.1pp | 600.81%-587.2pp | 17.84%-4.3pp |
| Employer contribution / active EE | $1,681 | $3,599-53.3% | $4,918-65.8% | $2,790-39.8% |
| Participant deferral / active EE | $2,328 | $4,274-45.5% | $5,610-58.5% | $4,249-45.2% |
| Admin fee / account holder | $5,518 | $9,839-43.9% | $14,905-63.0% | $8,951-38.4% |