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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,091 | $110,410-79.1% | $102,437-77.5% | $145,897-84.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 4.77% | 24.85%-20.1pp | 24.95%-20.2pp | 552.29%-547.5pp |
| Employer contribution / active EE | $5,117 | $4,217+21.3% | $3,871+32.2% | $4,663+9.8% |
| Participant deferral / active EE | $848 | $5,622-84.9% | $5,060-83.2% | $6,689-87.3% |
| Admin fee / account holder | $2,905 | $9,745-70.2% | $8,388-65.4% | $13,390-78.3% |