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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,663 | $185,312+87.6% | $161,489+115.3% | $154,746+124.7% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 15.04% | 103.84%-88.8pp | 89.72%-74.7pp | 172.34%-157.3pp |
| Employer contribution / active EE | $2,280 | $4,769-52.2% | $4,268-46.6% | $4,379-47.9% |
| Participant deferral / active EE | $9,417 | $6,350+48.3% | $5,630+67.3% | $6,730+39.9% |
| Admin fee / account holder | $3,562 | $18,654-80.9% | $16,006-77.7% | $14,365-75.2% |