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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,002 | $111,535+31.8% | $105,223+39.7% | $137,256+7.1% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.8pp | 80.0%+8.9pp |
| Annual return | 14.99% | 237.85%-222.9pp | 180.65%-165.7pp | 220.34%-205.3pp |
| Employer contribution / active EE | $8,539 | $3,939+116.7% | $3,689+131.5% | $4,156+105.4% |
| Participant deferral / active EE | $5,998 | $5,500+9.1% | $5,072+18.3% | $6,407-6.4% |
| Admin fee / account holder | $11,812 | $9,721+21.5% | $8,859+33.3% | $12,270-3.7% |