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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,002 | $171,492-14.3% | $150,734-2.5% | $198,609-26.0% |
| Participation rate | 88.9% | 81.4%+7.5pp | 78.4%+10.4pp | 82.4%+6.5pp |
| Annual return | 14.99% | 804.70%-789.7pp | 600.81%-585.8pp | 202.70%-187.7pp |
| Employer contribution / active EE | $8,539 | $5,470+56.1% | $4,918+73.6% | $5,055+68.9% |
| Participant deferral / active EE | $5,998 | $6,259-4.2% | $5,610+6.9% | $6,977-14.0% |
| Admin fee / account holder | $11,812 | $17,628-33.0% | $14,905-20.8% | $19,030-37.9% |