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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,039 | $117,895+34.1% | $102,460+54.2% | $145,897+8.3% |
| Participation rate | 73.3% | 78.6%-5.3pp | 76.5%-3.2pp | 80.3%-7.0pp |
| Annual return | 11.09% | 31.92%-20.8pp | 29.47%-18.4pp | 552.29%-541.2pp |
| Employer contribution / active EE | $2,421 | $3,619-33.1% | $3,025-20.0% | $4,663-48.1% |
| Participant deferral / active EE | $6,133 | $5,736+6.9% | $5,056+21.3% | $6,689-8.3% |
| Admin fee / account holder | $27,140 | $13,353+103.3% | $9,460+186.9% | $13,390+102.7% |