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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51 | $174,379-100.0% | $152,093-100.0% | $138,895-100.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.29% | 74.86%-57.6pp | 66.36%-49.1pp | 145.39%-128.1pp |
| Employer contribution / active EE | $128,933 | $4,652+2671.7% | $4,175+2988.4% | $4,194+2974.1% |
| Participant deferral / active EE | $82,318 | $6,159+1236.5% | $5,451+1410.0% | $6,396+1187.0% |
| Admin fee / account holder | $3,825,301 | $16,880+22561.7% | $14,497+26287.6% | $12,562+30351.0% |