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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,804 | $172,111-67.0% | $150,298-62.2% | $137,256-58.6% |
| Participation rate | 40.0% | 81.7%-41.7pp | 77.8%-37.8pp | 80.0%-40.0pp |
| Annual return | 20.25% | 69.37%-49.1pp | 62.79%-42.5pp | 220.34%-200.1pp |
| Employer contribution / active EE | $957 | $4,636-79.4% | $4,154-77.0% | $4,156-77.0% |
| Participant deferral / active EE | $6,440 | $6,166+4.4% | $5,453+18.1% | $6,407+0.5% |
| Admin fee / account holder | $245 | $16,471-98.5% | $14,116-98.3% | $12,270-98.0% |