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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,804 | $174,379-67.4% | $152,093-62.7% | $138,895-59.1% |
| Participation rate | 40.0% | 81.6%-41.6pp | 77.8%-37.8pp | 79.9%-39.9pp |
| Annual return | 20.25% | 74.86%-54.6pp | 66.36%-46.1pp | 145.39%-125.1pp |
| Employer contribution / active EE | $957 | $4,652-79.4% | $4,175-77.1% | $4,194-77.2% |
| Participant deferral / active EE | $6,440 | $6,159+4.6% | $5,451+18.1% | $6,396+0.7% |
| Admin fee / account holder | $245 | $16,880-98.5% | $14,497-98.3% | $12,562-98.0% |