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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,770 | $183,539-39.1% | $155,556-28.1% | $145,897-23.4% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 11.94% | 61.31%-49.4pp | 64.84%-52.9pp | 552.29%-540.4pp |
| Employer contribution / active EE | $8,000 | $5,315+50.5% | $4,675+71.1% | $4,663+71.6% |
| Participant deferral / active EE | $5,912 | $6,467-8.6% | $5,631+5.0% | $6,689-11.6% |
| Admin fee / account holder | $847 | $19,275-95.6% | $15,885-94.7% | $13,390-93.7% |