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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,971 | $111,878+7.2% | $93,727+28.0% | $145,897-17.8% |
| Participation rate | 34.8% | 74.2%-39.4pp | 68.7%-33.9pp | 80.3%-45.5pp |
| Annual return | 17.17% | 204.28%-187.1pp | 133.83%-116.7pp | 552.29%-535.1pp |
| Employer contribution / active EE | $1,167 | $3,092-62.2% | $2,421-51.8% | $4,663-75.0% |
| Participant deferral / active EE | $3,031 | $4,920-38.4% | $4,417-31.4% | $6,689-54.7% |
| Admin fee / account holder | $4,272 | $10,256-58.3% | $8,292-48.5% | $13,390-68.1% |