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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,149 | $174,379+67.0% | $152,093+91.4% | $138,895+109.6% |
| Participation rate | 94.7% | 81.6%+13.1pp | 77.8%+17.0pp | 79.9%+14.8pp |
| Annual return | 17.21% | 74.86%-57.6pp | 66.36%-49.1pp | 145.39%-128.2pp |
| Employer contribution / active EE | $3,005 | $4,652-35.4% | $4,175-28.0% | $4,194-28.4% |
| Participant deferral / active EE | $6,408 | $6,159+4.0% | $5,451+17.5% | $6,396+0.2% |
| Admin fee / account holder | $2,200 | $16,880-87.0% | $14,497-84.8% | $12,562-82.5% |