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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,149 | $172,111+69.2% | $150,298+93.7% | $137,256+112.1% |
| Participation rate | 94.7% | 81.7%+13.0pp | 77.8%+17.0pp | 80.0%+14.8pp |
| Annual return | 17.21% | 69.37%-52.2pp | 62.79%-45.6pp | 220.34%-203.1pp |
| Employer contribution / active EE | $3,005 | $4,636-35.2% | $4,154-27.7% | $4,156-27.7% |
| Participant deferral / active EE | $6,408 | $6,166+3.9% | $5,453+17.5% | $6,4070% |
| Admin fee / account holder | $2,200 | $16,471-86.6% | $14,116-84.4% | $12,270-82.1% |