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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,149 | $181,062+60.8% | $158,223+84.0% | $155,188+87.6% |
| Participation rate | 94.7% | 82.7%+12.1pp | 79.2%+15.5pp | 80.8%+13.9pp |
| Annual return | 17.21% | 57.39%-40.2pp | 52.09%-34.9pp | 148.84%-131.6pp |
| Employer contribution / active EE | $3,005 | $4,565-34.2% | $4,109-26.9% | $4,248-29.3% |
| Participant deferral / active EE | $6,408 | $6,134+4.5% | $5,467+17.2% | $6,531-1.9% |
| Admin fee / account holder | $2,200 | $18,825-88.3% | $16,047-86.3% | $14,480-84.8% |