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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,568 | $107,666+105.8% | $102,184+116.8% | $154,746+43.2% |
| Participation rate | 75.0% | 83.7%-8.7pp | 82.6%-7.6pp | 80.7%-5.7pp |
| Annual return | 12.00% | 29.33%-17.3pp | 31.58%-19.6pp | 172.34%-160.3pp |
| Employer contribution / active EE | $3,347 | $3,846-13.0% | $3,594-6.9% | $4,379-23.6% |
| Participant deferral / active EE | $12,530 | $8,719+43.7% | $8,309+50.8% | $6,730+86.2% |
| Admin fee / account holder | $25,054 | $12,943+93.6% | $11,609+115.8% | $14,365+74.4% |