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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,981 | $183,592-28.7% | $155,567-15.8% | $145,959-10.3% |
| Participation rate | 0.0% | 82.7%-82.7pp | 78.2%-78.2pp | 80.3%-80.3pp |
| Annual return | 13.19% | 61.24%-48.0pp | 64.74%-51.5pp | 561.95%-548.8pp |
| Employer contribution / active EE | $145 | $5,315-97.3% | $4,674-96.9% | $4,661-96.9% |
| Participant deferral / active EE | $9,651 | $6,464+49.3% | $5,628+71.5% | $6,689+44.3% |
| Admin fee / account holder | $21,544 | $19,318+11.5% | $15,916+35.4% | $13,398+60.8% |