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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,496 | $55,902-49.0% | $76,030-62.5% | $80,959-64.8% |
| Participation rate | 60.7% | 62.1%-1.4pp | 69.1%-8.3pp | 67.7%-7.0pp |
| Annual return | 15.53% | 20.59%-5.1pp | 361.54%-346.0pp | 35.67%-20.1pp |
| Employer contribution / active EE | $1,647 | $1,867-11.8% | $2,688-38.7% | $2,757-40.3% |
| Participant deferral / active EE | $1,697 | $3,051-44.4% | $4,257-60.1% | $4,300-60.5% |
| Admin fee / account holder | $1,988 | $5,239-62.0% | $6,421-69.0% | $6,925-71.3% |