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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,268 | $95,453+116.1% | $112,040+84.1% | $82,448+150.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 15.02% | 23.92%-8.9pp | 24.52%-9.5pp | 41.64%-26.6pp |
| Employer contribution / active EE | $580 | $2,318-75.0% | $2,954-80.4% | $2,551-77.3% |
| Participant deferral / active EE | $9,465 | $4,224+124.1% | $5,098+85.7% | $4,139+128.7% |
| Admin fee / account holder | $12,102 | $9,013+34.3% | $12,0980% | $7,234+67.3% |