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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,159 | $106,749+43.5% | $145,433+5.3% | $82,448+85.8% |
| Participation rate | 92.9% | 75.6%+17.2pp | 82.1%+10.7pp | 68.1%+24.8pp |
| Annual return | 16.73% | 27.59%-10.9pp | 66.58%-49.8pp | 41.64%-24.9pp |
| Employer contribution / active EE | $3,059 | $3,444-11.2% | $4,554-32.8% | $2,551+19.9% |
| Participant deferral / active EE | $7,326 | $6,519+12.4% | $7,897-7.2% | $4,139+77.0% |
| Admin fee / account holder | $443 | $8,390-94.7% | $13,129-96.6% | $7,234-93.9% |