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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,798 | $102,422+46.3% | $147,117+1.8% | $80,959+85.0% |
| Participation rate | 83.7% | 75.9%+7.8pp | 82.2%+1.5pp | 67.7%+16.0pp |
| Annual return | 19.08% | 135.16%-116.1pp | 420.54%-401.5pp | 35.67%-16.6pp |
| Employer contribution / active EE | $2,679 | $3,717-27.9% | $4,932-45.7% | $2,757-2.8% |
| Participant deferral / active EE | $6,725 | $6,652+1.1% | $8,065-16.6% | $4,300+56.4% |
| Admin fee / account holder | $16,482 | $7,953+107.2% | $12,993+26.9% | $6,925+138.0% |