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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,955 | $196,972-9.1% | $182,262-1.8% | $198,609-9.9% |
| Participation rate | 92.3% | 85.7%+6.6pp | 84.2%+8.1pp | 82.4%+9.9pp |
| Annual return | 14.56% | 158.27%-143.7pp | 140.60%-126.0pp | 202.70%-188.1pp |
| Employer contribution / active EE | $6,807 | $5,364+26.9% | $5,046+34.9% | $5,055+34.7% |
| Participant deferral / active EE | $12,313 | $8,643+42.5% | $8,276+48.8% | $6,977+76.5% |
| Admin fee / account holder | $38,147 | $18,429+107.0% | $16,712+128.3% | $19,030+100.5% |