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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,695 | $81,233-1.9% | $155,567-48.8% | $80,874-1.5% |
| Participation rate | 84.8% | 66.2%+18.6pp | 78.2%+6.7pp | 67.6%+17.2pp |
| Annual return | 11.58% | 33.33%-21.8pp | 64.74%-53.2pp | 35.62%-24.0pp |
| Employer contribution / active EE | $254 | $3,101-91.8% | $4,674-94.6% | $2,756-90.8% |
| Participant deferral / active EE | $7,397 | $3,452+114.3% | $5,628+31.4% | $4,297+72.2% |
| Admin fee / account holder | $1,169 | $7,998-85.4% | $15,916-92.7% | $6,935-83.2% |