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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,695 | $81,276-1.9% | $155,574-48.8% | $80,925-1.5% |
| Participation rate | 84.8% | 66.2%+18.6pp | 78.2%+6.6pp | 67.7%+17.2pp |
| Annual return | 11.58% | 33.36%-21.8pp | 64.87%-53.3pp | 35.65%-24.1pp |
| Employer contribution / active EE | $254 | $3,103-91.8% | $4,676-94.6% | $2,756-90.8% |
| Participant deferral / active EE | $7,397 | $3,453+114.2% | $5,629+31.4% | $4,299+72.1% |
| Admin fee / account holder | $1,169 | $7,993-85.4% | $15,914-92.7% | $6,940-83.2% |