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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,641 | $156,398+26.4% | $147,318+34.2% | $138,895+42.3% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 79.9%-29.9pp |
| Annual return | 14.61% | 78.75%-64.1pp | 70.43%-55.8pp | 145.39%-130.8pp |
| Employer contribution / active EE | $830 | $4,853-82.9% | $4,593-81.9% | $4,194-80.2% |
| Participant deferral / active EE | $5,767 | $8,237-30.0% | $7,906-27.1% | $6,396-9.8% |
| Admin fee / account holder | $291 | $14,976-98.1% | $13,708-97.9% | $12,562-97.7% |