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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,209 | $201,344-27.9% | $184,243-21.2% | $145,877-0.5% |
| Participation rate | 70.0% | 87.5%-17.5pp | 86.8%-16.8pp | 80.3%-10.3pp |
| Annual return | 15.86% | 29.01%-13.1pp | 28.82%-13.0pp | 551.28%-535.4pp |
| Employer contribution / active EE | $1,561 | $7,022-77.8% | $6,427-75.7% | $4,663-66.5% |
| Participant deferral / active EE | $5,012 | $9,807-48.9% | $9,132-45.1% | $6,691-25.1% |
| Admin fee / account holder | $6,892 | $16,382-57.9% | $13,914-50.5% | $13,402-48.6% |