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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,218 | $154,228+20.7% | $145,433+28.0% | $137,256+35.7% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 13.71% | 74.59%-60.9pp | 66.58%-52.9pp | 220.34%-206.6pp |
| Employer contribution / active EE | $16,381 | $4,804+241.0% | $4,554+259.7% | $4,156+294.2% |
| Participant deferral / active EE | $10,664 | $8,216+29.8% | $7,897+35.0% | $6,407+66.5% |
| Admin fee / account holder | $15,242 | $14,344+6.3% | $13,129+16.1% | $12,270+24.2% |