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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,218 | $162,136+14.9% | $152,301+22.3% | $154,746+20.3% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 13.71% | 91.02%-77.3pp | 80.50%-66.8pp | 172.34%-158.6pp |
| Employer contribution / active EE | $16,381 | $4,890+235.0% | $4,624+254.2% | $4,379+274.1% |
| Participant deferral / active EE | $10,664 | $8,341+27.9% | $8,004+33.2% | $6,730+58.5% |
| Admin fee / account holder | $15,242 | $15,759-3.3% | $14,398+5.9% | $14,365+6.1% |