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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,600 | $81,233+143.2% | $155,567+27.0% | $80,874+144.3% |
| Participation rate | 62.5% | 66.2%-3.7pp | 78.2%-15.7pp | 67.6%-5.1pp |
| Annual return | 17.89% | 33.33%-15.4pp | 64.74%-46.8pp | 35.62%-17.7pp |
| Employer contribution / active EE | $2,943 | $3,101-5.1% | $4,674-37.0% | $2,756+6.8% |
| Participant deferral / active EE | $4,705 | $3,452+36.3% | $5,628-16.4% | $4,297+9.5% |
| Admin fee / account holder | $11,710 | $7,998+46.4% | $15,916-26.4% | $6,935+68.8% |