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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,627 | $112,729-86.1% | $98,716-84.2% | $137,256-88.6% |
| Participation rate | 61.9% | 74.2%-12.3pp | 69.3%-7.4pp | 80.0%-18.1pp |
| Annual return | 15.93% | 38.48%-22.5pp | 31.81%-15.9pp | 220.34%-204.4pp |
| Employer contribution / active EE | $1,186 | $2,725-56.5% | $2,279-48.0% | $4,156-71.5% |
| Participant deferral / active EE | $1,692 | $4,640-63.5% | $4,048-58.2% | $6,407-73.6% |
| Admin fee / account holder | $1,310 | $10,129-87.1% | $8,703-84.9% | $12,270-89.3% |