Retirement plan

STAN CLARK COMPANIES, INC. 401(K) PLAN

Name: STAN CLARK COMPANIES, INC. - STAN CLARK COMPANIES, INC. 401(K) PLAN (2025) Form 5500
Creator: STAN CLARK COMPANIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STAN CLARK COMPANIES, INC. 401(K) PLAN, STAN CLARK COMPANIES, INC.

STAN CLARK COMPANIES, INC.EIN 73-1422060Plan #001PY 2025

516 W. ELM STREET, P.O. BOX 729 - STILLWATER, OK 74074405-377-0799stanclarkcompanies.comLinkedIn11-50 employeeshospitality

Prospect flagsLow returnsHigh feesLow participationFailed to transmit contributions

How to read this page

Total assets (EOY)

$8.6M

-3.7% from 2024

Total participants

192

-1.5% from 2024

Average account balance

$83,464

+17.8% from 2024

Annual return

13.49%

-1.45 pp from 2024

Benchmarks

See 930 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort930 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$83K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

103

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

47.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$373K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$478

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
PARALLEL ADVISORS LLC4 years Filed as: PARALLEL ADVISORS, LLC Service code 26 · EIN 20-4420591	Advisory (Participants)	$22,000
NATIONWIDE11+ years Service code 18 · EIN 31-4177100 ONE NATIONWIDE PLAZA · COLUMBUS, OH 73215	Recordkeeping fees; Custodial (other ...	$17,749
PENSION ASSURANCE LLP9 years Filed as: PENSION SOLUTIONS, INC. Service code 15 · EIN 73-1521434 9116 N. KELLEY AVE · OKLAHOMA CITY, OK 73131	Recordkeeping	$9,483
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 E. ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$0
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER FINANCIAL SERVICES, INC. Service code 59 8515 E. OCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2G2J2K2R2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$49K

$291 / participant

Investment mgmt$40K80.7%
Contract admin$9K19.3%

% of EOY assets

0.573%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ROSE ROCK CPAS
Auditor EIN: 260852716
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$83,464

$29,051+187.3%

$52,425+59.2%

$67,986+22.8%

Participation rate

47.3%

30.4%+16.9pp

55.6%-8.3pp

57.2%-9.9pp

Annual return

13.49%

24.00%-10.5pp

302.12%-288.6pp

31.67%-18.2pp

Employer contribution / active EE

$461

$412+11.9%

$914-49.6%

$2,019-77.2%

Participant deferral / active EE

$1,748

$873+100.2%

$1,790-2.4%

$3,358-48.0%

Admin fee / account holder

$478

$2,113-77.4%

$2,495-80.8%

$3,203-85.1%

Provider

Service type

Compensation

PARALLEL ADVISORS LLC4 years

Filed as: PARALLEL ADVISORS, LLC

Service code 26 · EIN 20-4420591

Advisory (Participants)

$22,000

NATIONWIDE11+ years

Service code 18 · EIN 31-4177100

ONE NATIONWIDE PLAZA · COLUMBUS, OH 73215

Recordkeeping fees; Custodial (other ...

$17,749

PENSION ASSURANCE LLP9 years

Filed as: PENSION SOLUTIONS, INC.

Service code 15 · EIN 73-1521434

9116 N. KELLEY AVE · OKLAHOMA CITY, OK 73131

Recordkeeping

$9,483

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER ANNUITY INSURANCE COMPANY

Service code 64

8515 E. ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER FINANCIAL SERVICES, INC.

Service code 59

8515 E. OCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Shareholder Servicing

STAN CLARK COMPANIES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STAN CLARK COMPANIES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion