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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,094 | $88,778+26.3% | $81,844+37.0% | $145,884-23.2% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 9.58% | 1033.03%-1023.5pp | 778.87%-769.3pp | 551.85%-542.3pp |
| Employer contribution / active EE | $1,222 | $3,087-60.4% | $2,916-58.1% | $4,662-73.8% |
| Participant deferral / active EE | $5,626 | $4,648+21.0% | $4,323+30.1% | $6,690-15.9% |
| Admin fee / account holder | $2,386 | $8,430-71.7% | $7,355-67.6% | $13,392-82.2% |