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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,956 | $138,312-66.1% | $122,979-61.8% | $155,188-69.7% |
| Participation rate | 66.7% | 80.2%-13.5pp | 77.2%-10.5pp | 80.8%-14.1pp |
| Annual return | 17.39% | 22.06%-4.7pp | 20.12%-2.7pp | 148.84%-131.4pp |
| Employer contribution / active EE | $1,364 | $3,530-61.4% | $3,062-55.4% | $4,248-67.9% |
| Participant deferral / active EE | $1,988 | $5,592-64.5% | $5,003-60.3% | $6,531-69.6% |
| Admin fee / account holder | $12,545 | $15,089-16.9% | $12,864-2.5% | $14,480-13.4% |