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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,282 | $62,393-54.7% | $120,580-76.5% | $74,478-62.0% |
| Participation rate | 46.3% | 56.8%-10.4pp | 72.0%-25.6pp | 67.2%-20.9pp |
| Annual return | 12.38% | 18.61%-6.2pp | 107.48%-95.1pp | 1370.56%-1358.2pp |
| Employer contribution / active EE | $1,064 | $1,845-42.3% | $3,469-69.3% | $2,626-59.5% |
| Participant deferral / active EE | $1,606 | $2,886-44.3% | $4,995-67.8% | $4,350-63.1% |
| Admin fee / account holder | $9,690 | $2,396+304.4% | $9,418+2.9% | $1,946+398.0% |