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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,282 | $62,409-54.7% | $120,524-76.5% | $74,429-62.0% |
| Participation rate | 46.3% | 56.8%-10.4pp | 71.9%-25.6pp | 67.2%-20.9pp |
| Annual return | 12.38% | 18.62%-6.2pp | 107.36%-95.0pp | 1368.38%-1356.0pp |
| Employer contribution / active EE | $1,064 | $1,847-42.4% | $3,469-69.3% | $2,625-59.5% |
| Participant deferral / active EE | $1,606 | $2,888-44.4% | $4,994-67.8% | $4,348-63.1% |
| Admin fee / account holder | $9,690 | $2,394+304.8% | $9,440+2.7% | $1,944+398.4% |