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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,382 | $124,425-24.1% | $112,040-15.8% | $137,256-31.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.17% | 24.72%-7.5pp | 24.52%-7.3pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,502 | $3,411-26.7% | $2,954-15.3% | $4,156-39.8% |
| Participant deferral / active EE | $6,663 | $5,718+16.5% | $5,098+30.7% | $6,407+4.0% |
| Admin fee / account holder | $5,698 | $15,207-62.5% | $12,098-52.9% | $12,270-53.6% |