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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,053 | $76,519+222.9% | $56,025+341.0% | $145,897+69.3% |
| Participation rate | 30.4% | 63.2%-32.8pp | 52.5%-22.1pp | 80.3%-49.9pp |
| Annual return | 12.93% | 3017.03%-3004.1pp | 1712.69%-1699.8pp | 552.29%-539.4pp |
| Employer contribution / active EE | $715 | $1,383-48.3% | $1,042-31.4% | $4,663-84.7% |
| Participant deferral / active EE | $3,095 | $2,624+17.9% | $1,955+58.4% | $6,689-53.7% |
| Admin fee / account holder | $22,484 | $3,331+575.0% | $2,828+695.0% | $13,390+67.9% |