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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $31,473 |
Service code 17 · EIN 13-5674085 | Pension Consulting | $26,172 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,120 | $101,591+0.5% | $147,096-30.6% | $74,429+37.2% |
| Participation rate | 97.6% | 75.5%+22.1pp | 82.2%+15.4pp | 67.2%+30.4pp |
| Annual return | 12.55% | 8746.45%-8733.9pp | 419.75%-407.2pp | 1368.38%-1355.8pp |
| Employer contribution / active EE | $6,235 | $3,813+63.5% | $4,936+26.3% | $2,625+137.5% |
| Participant deferral / active EE | $8,960 | $7,302+22.7% | $8,071+11.0% | $4,348+106.0% |
| Admin fee / account holder | $384 | $1,750-78.0% | $13,005-97.0% | $1,944-80.2% |