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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,013 | $166,131-48.2% | $164,975-47.9% | $145,877-41.0% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-11.9pp | 80.3%-13.6pp |
| Annual return | 17.23% | 100.37%-83.1pp | 70.12%-52.9pp | 551.28%-534.1pp |
| Employer contribution / active EE | $2,334 | $5,276-55.8% | $4,343-46.3% | $4,663-50.0% |
| Participant deferral / active EE | $6,482 | $6,962-6.9% | $6,033+7.4% | $6,691-3.1% |
| Admin fee / account holder | $10,182 | $16,648-38.8% | $12,688-19.8% | $13,402-24.0% |