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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,661 | $102,422+34.4% | $147,117-6.4% | $80,959+70.0% |
| Participation rate | 84.0% | 75.9%+8.1pp | 82.2%+1.8pp | 67.7%+16.3pp |
| Annual return | 10.16% | 135.16%-125.0pp | 420.54%-410.4pp | 35.67%-25.5pp |
| Employer contribution / active EE | $2,612 | $3,717-29.7% | $4,932-47.0% | $2,757-5.3% |
| Participant deferral / active EE | $5,224 | $6,652-21.5% | $8,065-35.2% | $4,300+21.5% |
| Admin fee / account holder | $2,642 | $7,953-66.8% | $12,993-79.7% | $6,925-61.9% |