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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,381 | $106,749+56.8% | $145,433+15.1% | $82,448+103.0% |
| Participation rate | 75.0% | 75.6%-0.6pp | 82.1%-7.1pp | 68.1%+6.9pp |
| Annual return | 10.42% | 27.59%-17.2pp | 66.58%-56.2pp | 41.64%-31.2pp |
| Employer contribution / active EE | $2,524 | $3,444-26.7% | $4,554-44.6% | $2,551-1.0% |
| Participant deferral / active EE | $4,930 | $6,519-24.4% | $7,897-37.6% | $4,139+19.1% |
| Admin fee / account holder | $8,544 | $8,390+1.8% | $13,129-34.9% | $7,234+18.1% |